Finished NFS: Payback and I couldn't be happier with it. It's not perfect by any means, and if you didn't like the PS2-era games from the series that came after Hot Pursuit 2 (UG, UG2, MW, CB, UC) I don't see you enjoying PB either, but goddamn they managed to get a lot right for people who enjoyed those games.
And of course, not every element from the NFS games from that era were great, and some of these not-so-great points are brought back here (late-game races being too long, police AI too dumb and aggressive, strange opponent AI behaviour etc), and the card system used to upgrade cars shouldn't be a thing, but there's so much to love still.
Honestly, 12 months of EA Play on Steam is one of the best deals I got last year. I finally went through games that I otherwise wouldn't even touch (ME: Catalyst, Mass Effect Andromeda, Payback, BF: Hardline), it saved me some money from games that I'd otherwise have bought and ended not enjoying (Fallen Order, NFS: Heat, BFV) and I discovered some great titles too. I for sure can't complain.